Millville By The Sea Sponsors the Town of Millville’s Great Pumpkin Festival

Event cancelled due to weather conditions.

09/28/2015 MEDIA ALERT 

Contact:

Brittanie Clement

Senior Account Manager | Delucchi Plus

202.696.1864 | bclement@delucchiplus.com

Event: On Saturday October 3rd, the Town of Millville will host the annual Great Pumpkin Festival featuring fun fall activities including a hayride and pumpkin decorating sponsored by Millville By The Sea, an award-winning new home community with homes by Miller & Smith and The Christopher Companies. The festival will include live music, food vendors and a free Bloody Mary bus shuttle service from the overflow parking at Millville by the Sea Life Style Center during the event.

When: Saturday, October 3, 2015 10:00 a.m. – 2:00 p.m.

Where: 32695 Roxana Road on Route 17/Roxana Road by the Millville by the Sea Sales Office 

Cost: Free and open to the public 

Information:  Parking is available. For more information, visit: http://millville.delaware.gov/millville-2015-great-pumpkin-festival-oct-3-2015/

About Millville By The Sea:
Millville By The Sea epitomizes the American beach town lifestyle; stacked with amenities and finished with charm. The new Lifestyle Center features a resort-style pool with splash zone, a community clubhouse that rivals many country clubs, a wellness center with state-of-the-art fitness equipment all set on Lake Summerwind and surround by beautiful lawns and landscaping. The community comes complete with its very own Crab Shack. Two of the area’s finest builders, Miller & Smith and The Christopher Companies, offer single-family homes prices from the mid $200’s with 4 decorated models open daily. For more information please visit millvillebythesea.com.

Home Buying Made Easier with New Mortgage Program from Fannie Mae

Whether you are a first-time homebuyer, or a repeat homebuyer, recent actions by Fannie Mae has now made it easier for you to purchase your dream home by Miller & Smith! Whether you choose to customize one of our new to be built homes, or choose one of our immediate delivery homes for sale, this new mortgage program will benefit many in the process!

In August, Fannie Mae announced its new HomeReady mortgage program that will replace the previous affordable lending program named MyCommunityMortgage. With this new program in place, the goal will be to help creditworthy borrowers with lower than average incomes, access affordable & sustainable mortgages.

The VP for underwriting and pricing analytics at Fannie Mae, Jonathan Lawless, says, “HomeReady will help qualified borrowers access the benefits of homeownership with competitive pricing and sustainable monthly payments.” He is confident that the program will create business opportunities for lenders serving the needs of today’s market.

The previous MyCommunityMortgage program included the option for a down payment of as little as 3% for qualified first-time homebuyers. With that program, at least one co-borrower had to be a first time buyer; while with the new HomeReady program it is also available to repeat homebuyers. HomeReady includes other flexibilities such as allowing income from non-occupant borrowers and rental payments to augment a borrower’s qualifying income. Additionally, non-borrower household members can be considered in determining an appropriate debt-to-income ratio for the loan.

Fannie Mae will utilize their online program by requiring all borrowers under the HomeReady mortgage to complete an online education course called Framework. They will also have access to online tools to support sustainable homeownership. Lenders will have resources in order to gain access to borrowers that before now have been overlooked or missed.

In the following months of the year, Fannie Mae will be providing additional details and begin accepting loan deliveries using the HomeReady guidelines. Thanks to Fannie Mae’s new program, it has never been easier to purchase a new home from Miller & Smith!

Source: housingwire.com 

How To Survive the New Home Search with Young Kids

Searching for your new home can be overwhelming, especially because there are so many important decisions to be made, and so many great choices. Luckily, at Miller & Smith, we are experienced in making the search for the perfect home as smooth as possible. If you do choose to bring the kids along for the ride, here are a few tips to keep the process easy and quick!

Keep them occupied

When visiting model homes, bring all of the necessary supplies that you will need throughout the day. Coloring books, games, and other no-fuss activities are perfect for the kids to stay occupied.

Don’t waste time

It is only a matter of time before the kids get cranky and everyone wants to go home. If you are looking at multiple homes and decide as soon as you walk in that it is not what you are looking for, move on to the next one. This way, you won’t waste time looking at a home you know is not right for you and your family. If you change your mind later, you can always revisit a home!

Make them feel like an important part of the process

If your kids feel like you actually value their input and appreciate their cooperation, it makes the process a whole lot easier. Discuss with them the reasons why you are looking for a new home and why it is important that they are there. You can even make a game out of it by having them tell you what they like and don’t like.  

Build up some excitement

When you finally do choose a new home by Miller & Smith, tell your kids you have finally made a decision! Plan a day to take them to the new home that you chose, or show them photos. Prepare them for the next steps of moving and the transitions that will take place. Doing this will make the entire process easier over the next few weeks or months until you are finally moved in!

At Miller & Smith, we don’t just build quality homes in a variety of locations, we strive to be there for you throughout the process and help you make a more informed decision on your new home. No matter which of our communities in Delaware, Maryland & Virginia you choose to discover, one visit can change everything!

Source: realtor.com

Benefits of Immediate Delivery Homes

Here at Miller & Smith, we offer home buyers a unique opportunity (in addition to our robust collection of beautiful new homes), with our selection of masterfully-designed Immediate Delivery Homes. Immediate Delivery Homes, also known as an Immediate Move-In Homes, are new homes that are either fully-built (completed) or under construction (but near completion).

Immediate Delivery Homes offer a number of attractive benefits the average new home may not—such as already-included options and upgrades (in the case of completed Immediate Delivery Homes), and the option to decide a number final touches and finishes for themselves (in the case of under construction Immediate Delivery Homes) just to name a few. There are many advantages to buying an Immediate Delivery Home by Miller & Smith—here are a few on the top of our list:

1. The Sales Process is Quicker: With our Immediate Delivery Homes, the immediate benefit for prospective homeowners is that they are able to purchase a brand-new home without waiting months between closing and move-in due to construction, because construction on our Immediate Delivery Homes is either underway or completed!

2. Special Incentives for an Even Better Value: In addition to their speedy delivery time, our Immediate Delivery Homes are even more attractive to prospective homebuyers than ever before—because they include a wide variety of attractive benefits and special incentives! Check out our current Immediate Delivery listings for further details.

3. They’re Still Brand New: While construction is already underway (if not completed) in the case of many of our Immediate Delivery Homes, these homes are still brand new—we’re just a few steps ahead of you!

4. Seeing is Believing: Some prospective homeowners have difficulty making important decisions pertaining to a new home purchase—such as which home model is the best for their lifestyle, which optional features and upgrades to choose and the list goes on and on. But this hesitation comes as no surprise. However, since our Immediate Delivery Homes are already built, prospective buyers can tour the actual home they are purchasing.

5. They’re Available Now: One of the (admittedly obvious) benefits of our Immediate Delivery Homes is that they are available for immediate move-in, so you could move into your beautiful new Miller & Smith home as early as in a couple weeks!

Miller & Smith has a number of Immediate Delivery Homes available—from stylish townhomes at Gallery Park and Brambleton, to gorgeous single family homes at Marbury and simply stunning brownstone-inspired homes at One Loudoun. Check out our current inventory of Immediate Delivery Homes today, and start planning your move to the home of your dreams!